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Condominium Loans - We pride ourselves on the many loan choices available to condominium purchases.
Co-op Loans - many companies shy away from the complexities of Co-op loans, or set minimum loan amounts. At YORK CAPITAL COMPANY we will happily finance your co-op, no minimums, no hassles, no headaches.
Refinancing - changes in rates have allowed current homeowners the ability to borrow more money, at a lower cost, and use the extra money for paying off credit card debt, home improvement, vacations, education, even a new car. In some cases you can borrow up to the full amount of your home and maybe even more.
No Document Loans - there are times when all the income documents required are not available, but that's not a problem. We have a program that can approve loans with just an appraisal of the property and a credit check.
100% Financing - we have a program that will allow you to buy a home with no down payment. Certain restrictions apply but it's an exceptional opportunity.
Rehabilitation Loans - Congratulations, you found the home of your dreams, but it needs a lot of work. YORK has a program that allows you to borrow against the increased value of the home before the work is started, not the value of the house as it stands now.
Jumbo Financing - need a few million??? No problem. We offer full documentation loans, low documentation loans and even program loans for people with less than perfect credit.
Investment Property Loans - we are dedicated to getting money for people to buy real estate. From co-op's to apartment buildings. If you have a need, we have the solution. And fast!!!!!
Conventional Loans - Buying a home? York Capital Company will help you find the mortgage that right for you. Whether you want a 5 year or 30 year term with fixed or adjustable rates.
First Time Home Buyers - The biggest obstacle has always been saving a large enough down payment to buy a home. SONYMAE and FHA loans will allow you to purchase with as little as 3% down, plus you'll enjoy special savings on the interest rate.
Bad Credit History - Bankruptcies, foreclosures, tax liens, these things do happen. But that doesn't mean you should be prevented from borrowing again. If you've been in trouble before, we can assess the situation and find way to help.
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